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Opleidingen - Grondbeginselen van financiën

Wat is Grondbeginselen van financiën ?

Financiën wordt gedefinieerd als het beheer van geld en omvat activiteiten zoals investeren, lenen, lenen, budgetteren, sparen en prognoses. Er zijn drie belangrijke soorten financiering: (1) persoonlijk, (2) zakelijk en (3) overheid / overheid.

De eenvoudigste manier om financiën te definiëren, is door voorbeelden te geven van de activiteiten die het omvat. Er zijn veel verschillende loopbaantrajecten en banen die een breed scala aan financiële activiteiten uitvoeren. Hieronder vindt u een lijst met de meest voorkomende voorbeelden:

  • Persoonlijk geld beleggen in aandelen, obligaties of gegarandeerde beleggingscertificaten (GIC's)
  • Geld lenen van institutionele beleggers door obligaties uit te geven namens een beursgenoteerd bedrijf
  • Geld lenen aan mensen door hen een hypotheek te verstrekken om een huis mee te kopen
  • Excel-spreadsheets gebruiken om een budget- en financieel model voor een bedrijf op te bouwen
  • Persoonlijk geld sparen op een hoogrentende spaarrekening
  • Het ontwikkelen van een prognose voor overheidsuitgaven en het innen van inkomsten

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